Commercial Underwriter
North West England

About the Role

We’re seeking multiple experienced Commercial Underwriter to provide a wide range of support/ service delivery within a commercial lending environment. Ideally you will have a credit management or underwriting background. You will be responsible for assessment and underwriting new commercial applications.

The role is a WFH with occasional travel to client site as and when required.

This is an excellent opportunity to work for a leading brand and join an experienced Credit team. This organisation in renowned for providing exceptional support to employees and customers.

You will:

  • Underwrite commercial lending applications, further loans, and loan amendments in line with the business lending policy, risk, responsible lending, and other regulatory principles.
  • Ensure that accurate and detailed loan affordability assessments are completed
  • Ensure all appropriate evidence documentation required to support the lending applications are held in line with lending policy minimum requirements
  • Review & interpret financial accounting information As and when required
  • Reviewing all valuation reports and deal with post valuation queries on a case by case basis
  • Identify early warning signs of financial distress and report when required
What we require:
  • You will have a Commercial Credit/ Underwriting background
  • considerable experience in commercial lending and highly developed credit & risk awareness skills.
  • Demonstrate a full understanding of the principles of Responsible Lending & Conduct Risk
  • Be familiar with and able to apply relevant lending law & practice
  • Demonstrate strong verbal and nonverbal communication skills
  • Demonstrate a confident and pragmatic approach with ability to exercise judgement and discretion where appropriate
Please contact Matt Affron 07753432891

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